Unclutter Your Cluttered Life

In this fast paced world we live in, it is so easy to get caught up in this rat race we call life.  No one knows this better than Vonda White, President of Collegiate Risk Management and Author of Success Against the Odds.   We are all moving 100 miles per minute, and between work, school, kids, friends, email, Facebook, voicemails, housework,  etc. it is easy –and inevitable – to become cluttered and out of control.

So how do we take the clutter out of our life?  Some would say, get rid of all of your unnecessary belongings and eliminate possessions that have accumulated over the years.    However, clutter comes in two forms, physical and mental clutter.   Just as we need to organize our belongings, we also need to organize our life.    It is important to be mindful of what clutters our life and what we can do to fix it.

Getting rid of mental clutter can be accomplished the same way as getting rid of physical clutter.  You must first figure out what is important to you.  Once you have accomplished that goal, you can begin to set aside the other things that are taking up your time and energy, and focus on what is important.

How do we organize our lives, and begin to unclutter ourselves?

Make a List of Priorities

Knowing what is important to you is the first step in organizing your life.  Take the time to make a list of what is most important to you, in order of priority.   Life will be a little neater when you gather your priorities in a list that you can physically see.

Rework your Calendar

If you have too much scheduled on your calendar, it wouldn’t hurt to unclutter your Success Planner by rescheduling things that can be done at a later date.   For example, rescheduling a pedicure to free up some time for other things won’t hurt you.   Don’t stress about something you can easily change?

Take a Time-Out

Time to ourselves is sometimes the thing we need to get back on track.  A little breather can be very refreshing.   Taking a step back and a deep breath can put some sanity back in your life when things are hectic around you.

Recognize Time Wasters

Make a list of the things that waste time in your routine.   While talking on your cell phone, IM’ing with your friends, posting on Facebook or checking Facebook status’s or Tweeting are a great form of entertainment, allowing these things to take over your life can be detrimental to your calendar and wreak havoc on your state of mind.   Set aside a certain time of day to get your social media fix.  Remember your priorities on your list.  If you are checking your Facebook while you are in a work meeting or your daughters play, you may not be focused on your priorities at hand and clutter will begin to take over your life.  Set your automatic messages on your phone to alert persons IM’ing you that you will get back to them, and set aside a time of day to do so.  Don’t allow time wasters to overtake your day.

At the end of the day, there are only so many hours to accomplish all of our daily tasks.  Find out what is important to you and focus on your priorities.   Learn to say “No” to things that clutter your schedule and see how balance and serenity will enter into the world around you.

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How Beginners and Advanced Exercisers Get Great Abs

Summer is here, which means long summer days at the beach and lazy afternoons by the pool (unless you are taking summer classes). But what does that really mean to most of us…? It’s time to work on our beach-body!

Thanks to an article in SHAPE Magazine, here are the best abs exercises for beginners and advanced exercisers.

Best Abs Exercises for Beginners 

1. Plank

Lie facedown on mat. Place forearms on mat, elbows under shoulders. Place legs together with forefeet on floor. Raise body upward by straightening body in straight line (don’t let your hips sag). Hold position.

2. Side Plank

Lie on your side on mat. Place your right forearm on mat under your shoulder, perpendicular to your body . Place your left leg directly on top of your right leg and straighten knees and hips. Raise your body upward by straightening through your waist so your body is ridged. Hold this position for 30-60 seconds. Repeat on the opposite side.

3. Pallof (Cable or Band) Press and Hold

Adjust a cable machine so the pulley is at chest height. Grab the handle with both hands and walk out so there is tension on the cable. Now, turn 45 degrees so you face sideways in relation to the cable, and assume a hip-width stance with the handle at your chest. This is the starting position . Press the cable straight out in front of you and hold. Brace your midsection and do not let it pull your arms or trunk to the side; the object of the exercise is to resist rotation.

Best Abs Exercises for the Advanced 

1. Half-Kneeling Chop

Attach a rope handle to the high pulley of a cable station. Kneel down so that your outside knee is on the floor but your inside knee is bent 90 degrees, with your inside foot flat on the floor. Your left side should face the weight stack. With both hands, grasp the rope with an over-hand grip at arm’s length, just in front of your left shoulder. Your hands should be about 18 inches apart. Your shoulders should be turned toward the rope, but your belly button should be pointing forward. Your torso should be upright. Allow your torso to rotate as you pull the rope past your outside hip. Don’t round your lower back. Keep your arms straight and core braced. Complete the prescribed number of repetitions to your right side, then do the same number with your right side facing the stack, pulling toward your left.

2. Half-Kneeling Lift (Reverse Chop)

Attach a rope handle to the low pulley of a cable station. This exercise starts in the same position as the half-kneeling chop (above), except you pull the rope up past your outside shoulder. Keep your arms straight and core braced the entire time.

3. TRX Reverse Crunch

Start on your hands and knees and place each foot through the bottom loop of each TRX band. Lift your knees off of the ground and keep your elbows straight similar to a pushup position. Tighten your core muscles and try to keep your back straight. Use your abdominals to pull your knees in towards your chest. Carefully extend the legs to the starting pushup position.

Give us your feedback! What are some more great abs exercises?

The Ugly Truth about Energy Drinks

Before you reach for another energy drink, you should know the facts.

From supermarkets to drug stores, you’ll spot students buying energy drinks to not only quench their thirst but help them survive all-nighters in the library.

Since Red Bull was introduced in 1997, energy drinks have seen a major growth, outpacing nearly every other offering in the beverage market. But do we really know what we are buying? Are these drinks safe?

What is really in energy drinks?

There are so many different kinds of energy drinks now-a-days. From Red Bull to Five Hour to Monster, students have many options when deciding their liquid source for energy. So of course recipes vary, but the common element in energy drinks is caffeine.

A standard cup of coffee has about 100 mg of caffeine, a cup of tea 50 mg and a can of coke cola 35-55 mg. How much caffeine does energy drinks have? Well, definitely more. Try anywhere from 50 to 500 mg of caffeine in a single serving.  And the addition of guarana (a South American plant extract that contains additional caffeine) ups the caffeine dose even more. Although the FDA regulates the amount of caffeine in soft drinks (maximum of 71 mg per 12-oz serving), there is no such limit for energy drinks.

Caffeine is a stimulant. Scientific studies in adults show that caffeine can increase alertness, improve concentration and enhance mood. Modest caffeine intake (less than 400 mg per day) is safe for most adults. But too much caffeine can cause problems, including restlessness, irritability and difficulty sleeping. Massive caffeine overdoses can cause reduced blood flow to the heart and abnormal heart rhythms.

Many energy drinks also contain sugar. Sugar is “real energy.” Your body can use the sugar as fuel to do work. But don’t forget that extra sugar means excess calories. A steady consumption of sugar-filled energy drinks will lead to weight gain.

Other ingredients, including the amino acid taurine, ginseng and assorted vitamins, probably have little to no impact on a person’s perceived energy level. Although manufacturers tout the importance of these additives, their purported benefits are unproven. One note of caution-ginseng can interact with a variety of prescription medicines.

Are energy drinks safe for you?

Energy drinks have not been proven safe. In fact, because they are classified as supplements, they are not even regulated by the FDA. This means that their ingredients are not tightly controlled and their health effects are largely unstudied.

We do think that an adult who consumes an occasional energy drink (one a day) is unlikely to suffer harm. But too much can lead to caffeine overdose and health problems, and mixing energy drinks and alcohol is such a bad idea – Don’t do it for the sake of your health!

Before you reach for that magic bottle that promises enhanced alertness, concentration and physical performance, you need to remember the facts. Instead get a good night’s sleep, exercise regularly and eat well… these are the real energy magic-makers.

Why You Should Eat Like a Turtle

Are you a fast or slow eater? One thing that these two people have in common is being made fun of. Slow eaters get in trouble for taking too long and making their friends wait while fast eaters are consistently being asked questions like, “did you even chew your food?” Studies have proven that one pace is actually better than the other, in terms of your health.

So which is better for you… to eat quickly or slowly?

The answer – it’s better to be a slow eater. Why?

Problems of eating too fast

Eating too much

Most Americans eat too fast, and as a result, they take in too many calories before they realize how much they ate. According to WebMD, it takes approximately 20 minutes from the time you start eating for your brain to send out signals of fullness. Leisurely eating allows ample time to trigger the signal from your brain that you are full. And feeling full translates into eating less.

Recent research presented at a meeting of the North American Association for the Study of Obesity showed that overweight men and women took in fewer calories when they slowed their normal eating pace.

Higher risk of diabetes

Healthy experts have long warned that fast eating can lead to weight gain, but what you might not realize is that wolfing down your food can also lead to another health consequence: a higher chance of developing type 2 diabetes. Yeeks! Lithuanian researcher found that speedy eaters were two and a half times more likely to be diagnosed with type 2 diabetes than those who eat at a more snail-like pace.

Bloating

According to Live Strong, bloating can occur when you add excess air to your stomach, causing your stomach to feel larger or uncomfortable than it usually does. One of the problems with eating quickly is that it introduces excess air into your digestive tract. Also, you have a tendency not to chew food as thoroughly when you eat quickly. This can cause larger pieces of food to become trapped in your stomach, which might give you the sensation that food is sitting uncomfortably.

Benefits of eating slowly

Eating slowly not only helps you eat less calories, it enhances the pleasure of the dining experience. Here are the benefits of eating slowly:

Eat less calories

No bloating

Savor your food

Enjoy the dining experience

Feel full faster

Solution

To master the art of slow eating, put on some music, light a few candles, turn off the TV and any other distractions, and concentrate on your meal. Perhaps the perfect place to start your turtle-like eating pace is at dessert. Take a bite, eat it slowly, savor it, and do nothing but enjoy the flavor, texture, and experience of the delicious dessert. Try also putting your fork down between bites, this can help to extend the amount of time you eat.

The researchers aren’t sure exactly why this is the case, but it’s worth remembering next time you’re sitting down to a meal. Eat a little slower and savor your food longer.

Are you a fast eater or a slower eater?

Use Coupons For Prescription Medications

Greater savings is available using coupons for brand name prescription medications.

Pharmaceutical companies offer coupons for discounts or rebates for two reasons:

1. To encourage you to try their medication

2. To keep you on their medication

Coupons are available through your doctor, your pharmacist or online. Try a Google search for “drug name” and “coupon.” You may even find offers in your local newspaper or favorite magazine.

Some pharmaceutical companies offer coupons for a free trial of medication, from a three-day introductory offer to an entire month’s prescription free. Others offer a discount or rebate on your out-of-pocket expense, including co-pay amounts, as high as $50 per month. Some are one-time offers, but many are renewable for a few months, or a year, or even for as long as you require the medication. The reusable for a few months or a year, or even for as long as you require the medication. The reusable coupons usually come in the form of a plastic card that you present to the pharmacy each time you need a refill. If the discount is in the form of a rebate, make sure you keep your receipts.

Some of these programs are not available to government-sponsored (Medicare and Medicaid) prescription plan beneficiaries.

A second type of coupon is offered through retail pharmacies and commonly involves new or transfer prescription. The coupon may be worth more than the price of the drug you are purchasing! Some stores will honor another retailer’s coupon as well. Potentially you could actually make a profit — transfer a $5 prescription and receive $20 in store merchandise.

Retail pharmacy coupons may appear in local publications, or show up in your personal mail. In general, they apply to either generic or brand name medications. Discounts may be offered on current or future prescriptions, other store merchandise, or even gasoline purchases. Some retailers offer gift cards rather than discounts. Large retailers offer gift cards rather than discounts. Large retailers offer coupons and discounts online as well. Go to your local pharmacy’s website for additional information.

If you’re lucky, you may able to combine a retail pharmacy coupon with that of a pharmaceutical company.

Happy coupon hunting!

Mother’s Day Breakfast Idea

Mother’s Day is this upcoming Sunday. While browsing through recipes on the Whole Foods website, we came across this cute bed-in-breakfast idea. It’s a morning treat that’s super easy to prepare but special enough for mom.

Heart Shaped Egg-in-a-Hole

Ingredients

2 slices brioche loaf, each about 3/4-inch thick
1 tablespoon unsalted butter
2 large eggs
Chives for garnish
1/8 teaspoon fine sea salt
Freshly ground black pepper to taste

Method

Using a large (2.5- or 3-inch) heart-shaped cookie cutter, cut out a heart from the center of each slice of brioche. Or, use a paring knife to cut the heart shapes. Reserve slices and hearts.

Melt butter in a large skillet over medium heat. Add the slices and the heart cutouts to the pan and cook until slightly toasted. Turn slices and cutouts; carefully break an egg into the center of each slice. Cover the skillet and cook until the egg white is just set and the yolk is cooked to your liking, 3 to 4 minutes.

Carefully transfer a slice and a cutout to each of 2 plates and snip some chives over the top. Sprinkle with salt and black pepper. Serve immediately.

Nutrition

Per serving: 240 calories (150 from fat), 17g total fat, 9g saturated fat, 205mg cholesterol, 480mg sodium, 14g total carbohydrate (0g dietary fiber, 2g sugar), 9g protein

Source: Whole Foods Recipes

Five Vegetables Anyone Can Grow in a Small Spot

There are a lot of benefits to growing your own organic food. You’ll save money, get the nutrition you need, and best of all, enjoy tastier food.

Sounds great, right? Except for one little problem… I don’t know too many college students who live in a house with a large yard. Well here’s a solution – You can grow these five vegetables in a small area, like on a balcony, back porch or fire escape. Perfect for apartment or dorm living!

1. Black cherry tomatoes
They have a different, well… interesting color than other tomatoes. And though they’re small, they have a rich tomato flavor. Perfect for salads and pastas!

2. Genovese basil
This type of basil is really popular for many reasons, but mainly because its broad leaves have such great flavor. It’s perfect for pesto. Plus the plant will keep giving and giving too. All you have to do is just not let it flower.

3. Rainbow Swiss chard
Not only is it tasty, but it grows into so many beautiful different colors. Once you cut it, it keeps coming back. Swiss chard is so versatile too — you can eat it raw in a salad, sauté it as a vegetable side or braise it with cooked meals.

4. Hot peppers
Perfect for when you need to give a dish that extra punch. You can choose any you like, but I happen to be partial to the serrano. Try putting them into sandwiches and salads.

5. Fairy Tale Eggplant
This plant grows pretty compactly — it’s about an 18-by-18-inch bush — and grows pretty quickly. They’re very sweet and you want to pick them when they’re about four inches long. Roast them on the grill or serve them in pasta.

Source: Food Matters

Top 6 Ways to De-Stress From Finals

Some of the schools we serve had finals last week and others have it this week. But… I guess it really doesn’t matter when you have finals. The point is… you do and they are oh-so-stressful! What’s a student to do?

Here are some ways you can de-stress from finals week:

Lay out in the sun
You can really lay out anywhere. Just find the closest beach, pool or lawn and whip out the towel and sun block. To make it extra sweet, read a fun magazine like Cosmopolitan or ESPN. Something that’s the complete opposite of your textbooks!

Movie marathon
Don’t you just love spending a lazy day with your good-ole pal, Redbox? There really isn’t anything better than spending a day (or two) unwinding with a few good movies.

Host a get together
Share your post-final fun with your friends. Host a small get together, like a game or move night.

Organize your desk
Does your desk look like a war aftermath? Well, you and your desk did just survive finals. Clean it up by throwing away stuff from the semester that you don’t need anymore. And try recycling your old folders and binders by re-using them for the next semester.

Exercise
If you’re finals week was pretty crazy, I’m sure the gym didn’t see much of you. Get back into your exercise routine to wind down from finals and prepare for beach weather.

Take a mini road trip
Who doesn’t love a good road trip with friends? Whether it’s a one day trip or weekend get-away, adventure off to a nearby city, beach or theme park with friends.

We totally give you permission – no, you deserve some time to slack off, relax and have some fun. All-nighters can do a number on your body. So have some summer fun before those summer classes begin.

Be sure to tell us how you de-stress from finals by writing a comment below.